Workshop - Friday 29 April

Overview

• What constitutes a reportable “pollution incident”?
• In terms of your Pollution and Environmental Liabilities what aspects of your business operations present the exposure? (Human health, chemical storage, water treatment, air emissions, disposal, treatment, transportation etc.)
• What steps should be taken when planning, designing and implementing an Environmental Management Plan for your business. Including guidance on the sources of assistance that can be accessed when looking to develop an Environmental Management Plan for your business (EPA website, Government)
• From an Insurer perspective what aspects of the business do we analyse when assessing the management of Environmental exposures posed by Natural Disasters:
• Overview of the relevant guidelines applicable to the waste management industry
• Assessment of the controls relating to the specific site operations
• External site factors
• Ongoing monitoring
• Maintenance and rectifications
• Determining typical and worst case scenarios
• Analysing the overall risk
• The importance of documented environmental emergency response procedures and ongoing employee training/induction in risk management
• Identifying, evaluating and measuring the waste
• The changing landscape of Environmental Legislation in the context of natural disasters and the emerging exposures it creates:
• Crisis Containment
• Natural Resource Damage
• Company brand reputation
• Emergency response costs
• Emotional and mental distress from the threat of pollutants
• The correct steps to take in reporting an Environmental incident including when to:
• Notify EPA, Health, Fire and Rescue, WorkCover and the local council
• Recording of incident information
• Lodging a claim
• Disposal of the waste and correct protocols in place
• Examples of Environmental Liability Claims that have arisen in the waste management industry following Natural Disasters including:
• Three scenarios
• The evolution of the claim
• Why the Environmental Liability arose
• How the claim was managed
• Why it impacted the business
• What was the outcome